Key Benefits:
Repairs guaranteed for 5 years, performed by qualified MINI technicians with MINI parts – keeping your MINI in tip top condition
Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
Car contents and personal belongings cover up to £1,000
Up to £1,000 cover for replacement vehicle keys and locks
BATTERY COVER.
Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.**
CHARGING CABLES & BOX.
Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.**
TRIP HAZARD.
You are covered should someone trip over the charging cable while charging your car at home.**
Eligibility criteria:
Must pass an ID check at your address
Must hold a full/provisional UK or full EU driving licence to be eligible for MINI Flex Car Insurance
Permanent UK residents only
Must not have more than three at-fault claims in the past 5 years
Must have no more than three minor driving convictions in the past 5 years and no major convictions
All drivers must be between the age of 25-80
There is a minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp
Key Exclusions:
Offer available on all-electric MINI family models including MINI John Cooper Works
Cover provided for driving other cars if the policyholder is between the age of 25-80
Theft or attempted theft of your car if your car is unoccupied at the time of theft unless your car is locked and the ignition key or other removable ignition device was not in, on, or left unattended in the immediate proximity of the car
Loss or damage to non-standard audio / visual and other non-standard in-car entertainment
No Claims Bonus (NCB) Protection is only available if you have earned at least 4 years NCB at inception of the policy
Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible.
Please read the policy wording for full terms, conditions, exclusions and excesses.
**Terms, conditions and exclusions apply.
*Offer valid for all-electric MINI family models including John Cooper Works ordered from 1 October 2025 to 5 January 2026 and registered by 31 March 2026. All drivers must be between 25-80 years old. There is a minimum driver age of 30 years old for MINI Countryman SE Models over 300bhp.
MINI Car Insurance is arranged and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.
MINI Car Insurance is underwritten by Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.
MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.
Your policy will be arranged and administered by Wrisk Transfer Limited (Wrisk). BMW Financial Services (GB) Limited receive a commission from Wrisk.